Welcome to the 10 day money saving challenge! Over the next 10 days, we will focus on one new way to save money. The savings will be recurring each month, so take the time to put in the work and you will continue to see your savings increase!

Be sure to track your savings in the printable tracker. If you don’t have the tracker yet, get it here.

I encourage you to open up a new bank account to put your saved money into. It is a wonderful feeling to watch it grow! Then at the end of the month, quarter, or year, you can do something specific with the money. Give you finances the best benefit from this challenge that you can!

Day 6

For day 6, we are going to discuss prescriptions. More specifically, ongoing or long term prescriptions.

I decided to include this topic on the 10 day challenge, because most of the people I talk to are on long term prescriptions, or have someone in their household that is. If you don’t have any prescriptions at this time, this is still a good post to read. Most likely, you or someone you are close to will eventually need them.


First off, if you aren’t on generics, shame on you! Generic brands of medications are basically exactly the same, or at least the same active ingredient.

There are some out there that don’t have generics yet, so then you have no way around it. Just be sure you ask your doctor and your pharmacist if they have any generics available for you prescription. (This includes vitamins as well. Don’t pay for the expensive brands if the store brands have the exact same things in them).

90 day supplies

Most pharmacies will have 90 day options. This saves you the hassle of picking up a prescription every month, but it also can save you money.

For example, a 1 month supply may be $5, whereas a 3 month (90 day) supply is $12. The savings isn’t huge, but it adds up, especially if you are on more than one medication.

Do be aware that you need a specific prescription from your doctor to get a 90 day refill.

Don’t wait until your next checkup, call or email your doctor’s office and ask about a 90 day prescription right away.

Store perks

This one isn’t so much saving on a prescription, but saving on other things because of your prescription.

An example is Target. For every 3 medication that you fill with them, you get a 5% off card to use on your entire purchase at Target. If you regularly shop at Target, 5% off can add up!

Some pharmacies offer points for purchases. Once you accumulate so many points, you can a discount to the store. Check places like Walgreens and CVS for these perks.

Pharmacies are constantly vying for your business. Due to this, some offer great perks if you transfer your prescriptions to them. This may be giftcards or store discounts. If you aren’t 100% happy with your current pharmacy, then this may be a good option for you.

My results

I get 90 day prescriptions on both of medications, and I always use generic for all of the families medications (when available).

30 day prescription: $6

90 day prescription: $10

Savings: $3.33/month per prescription

The savings I get from using generic brands are hard to calculate, but I am sure it is over $100 per year!


Today you didn’t need to do any negotiating! You did need to do some research though. So tell me, do you use any of these tricks to save money on prescriptions?